How does Wealthfront come up with its retirement advice?

Wealthfront estimates your future retirement spending by projecting your current savings, planned retirement contributions, Social Security benefits, and investment returns after adjusting for inflation and taxes.

We use data from your linked accounts to estimate key variables, such as the value of your current retirement savings, your contribution behavior, and your retirement spending needs.

For more details on our methodology, please log into your account and review the Path disclosures.