How does Wealthfront come up with its retirement advice?

Wealthfront estimates your future retirement spending by projecting your current savings, planned retirement contributions, Social Security benefits, and investment returns after adjusting for inflation and taxes.

We use data from your linked accounts to estimate key variables, such as the value of your current retirement savings, your contribution behavior, and your retirement spending needs.

For more details on our methodology, please log into your account and review the Path disclosures.

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Nothing in this blog should be construed as tax advice, a solicitation or offer, or recommendation, to buy or sell any security. Financial advisory services are only provided to investors who become Wealthfront Inc. clients pursuant to a written agreement, which investors are urged to read carefully, that is available at All securities involve risk and may result in some loss. For more information please visit or see our Full Disclosure. While the data Wealthfront uses from third parties is believed to be reliable, Wealthfront does not guarantee the accuracy of the information.