Menu

Updated

What accounts are included in my retirement goal?

We automatically create your retirement plan using data from both Wealthfront and external accounts you have linked. Path, our advice engine, uses your linked accounts to estimate and project the value of your net-worth.

Path uses contributions from the following account types to make estimates around planned savings: 401(k), 403(b), 401(a), Thrift Savings Plan, 457(b), Traditional IRA, SIMPLE IRA, Other Non-Taxable Brokerage Accounts, SEP IRA, Depository Accounts, Checking Accounts, Savings Accounts, Roth 401(k), Roth IRA, Joint Taxable Accounts, Personal Taxable Accounts, Joint Brokerage Accounts, Individual Taxable Accounts, Taxable Brokerage Accounts, HSA, 529 accounts, Coverdell ESA’s and Cryptocurrency accounts.

Path projects retirement income automatically from tax-advantaged plans intended for retirement such as 401(k) and IRA plans and excludes accounts that are explicitly not for retirement, such as 529 accounts, Coverdell ESAs and Real Estate.

Path includes information from your linked credit card accounts, auto loan accounts and student loan accounts in its net worth projections in addition to manually linked mortgages associated with your linked real estate.

For more details on our methodology, please log into your account and review the Path disclosures.

Was this article helpful?

This communication has been prepared solely for informational purposes only. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security or a financial product. Any links provided to other server sites are offered as a matter of convenience and are not intended to imply that Wealthfront or its affiliates endorses, sponsors, promotes and/or is affiliated with the owners of or participants in those sites, or endorses any information contained on those sites, unless expressly stated otherwise.

Wealthfront offers a free software-based financial advice engine that delivers automated financial planning tools to help users achieve better outcomes. Investment management and advisory services are provided by Wealthfront Advisers LLC, an SEC registered investment adviser, and brokerage related products are provided by Wealthfront Brokerage LLC, a member of FINRA/SIPC.

Wealthfront, Wealthfront Advisers and Wealthfront Brokerage are wholly owned subsidiaries of Wealthfront Corporation.

© 2020 Wealthfront Corporation. All rights reserved.