How do I change an individual account into a joint or trust account and vice versa?

We currently do not support changing individual accounts into joint or trust accounts and vice versa. Brokerage account regulations do not allow us to simply change the type or title on a brokerage account as you can with a standard bank account. We’ve also found that the often practiced method of opening a new account with the desired type/title and bringing over the contents and history of the original account can cause numerous issues for our clients, particularly those clients employing our Daily Tax-Loss Harvesting and Tax-Optimized Direct Indexing strategies.

Please contact us if you absolutely must make this change due to a legal requirement or other pressing need (typically because of a death or divorce).


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