We believe you should set aside a “rainy day fund” in cash to cover at least six months of expenses to handle any unforeseen emergencies that might arise in your life and if you are fortunate enough, a discretionary fund to invest in opportunities in which you have high conviction like a particular stock or angel investment. The rest of your money should be invested for the long term in a responsible, diversified strategy of the type offered by Wealthfront. However, we understand if you want to start with less.
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