Can I deposit an amount over $250K into my Wealthfront account?
Yes. Wealthfront supports bank deposits of any amount above $100.
Most U.S. banks have a $250K daily limit for ACH transfers that are “pulled” into brokerage accounts. Due to this limit, we will schedule your deposit amount up to $250K per day until your full deposit request is completed. For example, if you schedule an ACH deposit for $600K, we will request a transfer of $250K from your bank on the first business day, an additional $250K on the next business day, and a final $100K deposit on the third business day.
The alternative to sending an ACH for an amount over $250K over multiple days is to send a same-day wire transfer, also called a “fed funds” wire transfer. You can see the instructions to send a same-day wire transfer by clicking on the “Deposit” button on your Wealthfront dashboard and then the “Wire Transfer Instructions” link. Please be sure that your bank references your account number when sending the funds per your wire instructions. Deposits will reflect on your Wealthfront dashboard the day following receipt.
Please note: a request to deposit funds is not a guarantee of trade execution.
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