Can I deposit an amount over $250K into my Wealthfront account?

Yes. Wealthfront supports bank deposits of any amount above $100.

Most U.S. banks have a $250K daily limit for ACH transfers that are “pulled” into brokerage accounts. Due to this limit, we will schedule your deposit amount up to $250K per day until your full deposit request is completed. For example, if you schedule an ACH deposit for $600K, we will request a transfer of $250K from your bank on the first business day, an additional $250K on the next business day, and a final $100K deposit on the third business day.

The alternative to sending an ACH for an amount over $250K over multiple days is to send a same-day wire transfer, also called a “fed funds” wire transfer. You can see the instructions to send a same-day wire transfer by clicking on the “Deposit” button on your Wealthfront dashboard and then the “Wire Transfer Instructions” link. Please be sure that your bank references your account number when sending the funds per your wire instructions. Deposits will reflect on your Wealthfront dashboard the day following receipt.

Please note: a request to deposit funds is not a guarantee of trade execution.


Was this article helpful?

Wealthfront prepared this article for informational purposes and not as an offer, recommendation, or solicitation to buy or sell any security. Wealthfront and its affiliates may rely on information from various sources we believe to be reliable (including clients and other third parties), but cannot guarantee its accuracy or completeness. See our Full Disclosure for more important information.

Wealthfront and its affiliates do not provide tax advice and investors are encouraged to consult with their personal tax advisor. Financial advisory and planning services are only provided to investors who become clients by way of a written agreement. All investing involves risk, including the possible loss of money you invest. Past performance does not guarantee future performance.