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Which banks are RTP or FedNow-enabled?

Real-Time Payments (RTP) or FedNow withdrawals usually arrive within the same day they’re submitted. We’ll send withdrawals using the RTP network or the FedNow service when they’re below the transfer limit and sent to an eligible bank.

Many banks are RTP or FedNow-enabled, including: 

  • Bank of America
  • Capital One
  • Citibank
  • Chase
  • Goldman Sachs Bank
  • PNC Bank
  • TD Bank
  • Truist Bank
  • US Bank
  • Wells Fargo

See a full list of RTP or FedNow-enabled banks.

Keep in mind that some banks charge a fee to receive an RTP or FedNow withdrawal. To avoid causing any unexpected fees, the following are excluded from our eligible banks:

  • Huntington National Bank

 

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Please note, Real-Time Payments (RTP) transfers and FedNow instant payment transfers may be limited by destination institutions, daily transaction caps, and by participating entities such as Wells Fargo, the RTP® Network, and FedNow® Service. New Cash Account deposits are subject to a 2-4 business day holding period before becoming available for transfer. Wealthfront doesn’t charge for transfers, but some receiving institutions may impose an RTP or FedNow fee.