How does the micro-deposit (bank linking) process work?

If your bank does not support electronic login verification, we have to verify the account information via a "micro deposit" process.

The micro deposits are two small test deposits sent to your bank account to verify that we have the correct bank account information for you. The micro deposits usually arrive in a business day or two (you can see them in your bank account's transaction history). 

You can then log back into Wealthfront and enter these amounts to set up your ACH relationship. To enter the amounts, simply go to your "settings" tab and look under "investment accounts". See below for a screenshot of where to confirm the two deposits:


Please note that any small deposits sent to your bank account for verification purposes will be withdrawn from that bank account within 10 business days, and may be withdrawn in two separate withdrawals or combined into a single small withdrawal amount.

Was this article helpful?

Wealthfront prepared this article for informational purposes and not as an offer, recommendation, or solicitation to buy or sell any security. Wealthfront and its affiliates may rely on information from various sources we believe to be reliable (including clients and other third parties), but cannot guarantee its accuracy or completeness. See our Full Disclosure for more important information.

Wealthfront and its affiliates do not provide tax advice and investors are encouraged to consult with their personal tax advisor. Financial advisory and planning services are only provided to investors who become clients by way of a written agreement. All investing involves risk, including the possible loss of money you invest. Past performance does not guarantee future performance.