Updated
Which withdrawals are eligible for instant?
RTP/FedNow withdrawals usually arrive at your bank within minutes, though fund availability depends on the receiving institution. Withdrawals from your Cash Account are sent using RTP/FedNow when they are:
- Sent to eligible banks.
- Submitted by 9:00pm ET, including weekends and holidays.
- Below your daily transfer limit. Go to make a withdrawal in the app or website to see details.
Recently deposited funds may not be available for withdrawal as deposits can take up to 5 business days to process.
Please note, Real-Time Payments (RTP) transfers and FedNow instant payment transfers may be limited by destination institutions, daily transaction caps, and by participating entities such as Wells Fargo, the RTP® Network, and FedNow® Service. New Cash Account deposits are subject to a 2-4 business day holding period before becoming available for transfer. Wealthfront doesn’t charge for transfers, but some receiving institutions may impose an RTP or FedNow fee.
Comments are moderated prior to publication