Updated
How do the Wealthfront referral programs work for Joint Accounts?
Cash Account Referral Program
An APY Boost applies to a maximum of $150,000 across all of your Cash Account balances and categories.
The APY increase is first applied to any Individual or Trust Cash Account balances opened under your profile. We’ll prioritize the accounts with the highest account balances first.
After that, if both the primary and secondary account owner have an active APY Boost, our system will determine which account owner’s APY Boost will provide the maximum value and apply that to the Joint Cash Account with the highest balance and then to any subsequent Joint accounts, from highest to lowest.
A Joint Cash Account can only have one account owner’s APY Boost applied at any given time.
Automated Investing Account Referral Program
Your fee waivers are first applied to any Individual, Trust, IRAs or 529 Plans opened under your profile, proportionately. After that, they are applied to Joint Investing Accounts you’ve opened under your profile, then to any Joint Investing Accounts under your profile that you are a secondary owner on.
The information contained in this communication is provided for general informational purposes only. Nothing in this communication should be construed as tax advice, a solicitation or offer, or recommendation, to buy or sell any security.
Investment management and advisory services are provided by Wealthfront Advisers LLC (“Wealthfront Advisers”), an SEC-registered investment adviser, and brokerage related products, including the Cash Account, are provided by Wealthfront Brokerage LLC (“Wealthfront Brokerage”), a Member of FINRA/SIPC. Financial planning tools are provided by Wealthfront Software LLC (“Wealthfront Software”).
Wealthfront’s Platform Referrals Promotion (the “Promotion”) offered by Wealthfront Advisers and Wealthfront Brokerage, allows eligible current Wealthfront clients ("Eligible Referrers") to refer prospective first-time Wealthfront clients (persons who are eligible to open a Wealthfront account and have never opened or held one before) (“Eligible New Clients”) to open eligible accounts as part of the Promotion where both the Eligible Referrer and Eligible New Client can each receive a one-time 0.75% APY increase (a “Promotional Boost”) over the then-applicable standard Annual Percentage Yield (“APY”) on up to a maximum aggregate balance of $150,000 in their respective Cash Accounts with Wealthfront Brokerage for three months, and/or a 0.50% match on up to $100,000 of eligible net deposits made into an eligible investment account with Wealthfront Advisers over a three-month period after making or receiving a qualifying account referral, subject to the Terms and Conditions and provided all applicable requirements are satisfied. Eligible Referrers and Eligible New Clients who receive a Promotional Boost through the Promotion will also automatically qualify for three concurrent months of Wealthfront Advisers’ Fee Waiver Program with a waiver of Wealthfront Advisers' standard investment advisory fee on up to $5,000 of their total balance in an eligible account.
Wealthfront Advisers, Wealthfront Brokerage, and Wealthfront Software are wholly-owned subsidiaries of Wealthfront Corporation.
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