What is the deadline to make a 2023 IRA contribution at Wealthfront?

If you are opening a new IRA:
You must submit your new IRA account application no later than 11:59 PM Pacific Time on April 14th. This gives our team time to review and approve your application before the April 15th IRS deadline. The option to contribute for 2023 will be removed for new accounts at that time, and we cannot make exceptions. Please note that we may reach out to you for additional information before we open your account. If we need additional information, we cannot guarantee that you will meet the deadline to fund an IRA account for a previous year contribution. To make a contribution for the previous year, your account must be opened and a deposit request submitted by 4:00 PM Pacific Time.
If you have an existing Wealthfront IRA: 

Make sure you have an active bank link well in advance of the deadline. We can accept deposits from active bank links or active Wealthfront Cash Accounts for the 2023 tax year until 4pm PT on April 15th.

Please note, some banks are not eligible for login verification (many credit unions fall into this category). If this is the case for your banking institution, you will be required to verify test deposits, also called "micro-deposits" which take at least a business day to complete. If your bank requires test deposits before establishing an ACH link, you must make your 2023 contribution request no later than April 11th at 4:00 PM Pacific Time.


To see which Wealthfront accounts you can transfer between, please check out this support article.

Want to learn more about IRAs? Watch this video from our team: IRAs Explained (Roth, Traditional, and SEP)

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