You can create multiple goals with overlapping time periods. Each goal has its own income and spending assumptions. If these assumptions conflict, we’ll let you know. For income, we always use the assumption associated with the goal furthest in the future. For spending, we sum up the costs of all the overlapping goals.
Consider an example: you create two travel goals that have a three-month overlap. The first goal assumes an income of $50,000 per year and spending of $5,000 per month. The second goal assumes an income of $0 per year and spending of $2,000 per month.
We’ll assume your income is $0 per year during the overlap, representing the later goal. We’ll assume you spend $7,000 per month during the overlap, representing the total spending of both goals. Therefore, during the three-month overlap, we assume an income of $0 and monthly spending of $7,000.
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