Updated
Open a Cash Account
We’re so glad you’d like to open a Cash Account with us! Here’s how to get started, depending on your situation:
- I’m a new client without any accounts.
Get started on our website or app for iOS or Android.
- I’m already a client, but I don’t have a Cash Account.
To open a new Cash Account, log in and look for the prompt to open a Cash Account.
- I have an Individual or Joint Cash Account, but it doesn't have checking features.
If you’ve funded your account at some point, you’ll see a prompt to request checking features.
Can I open multiple Individual Cash Accounts?
Starting May 2020, you can only open one Individual Cash Account. This limit only applies to Individual Cash Accounts.
If you had multiple Individual Cash Accounts before this date, those accounts will remain open, but you’ll only be able to add checking features to one of them.
Can I open multiple Joint Cash Accounts?
Starting July 2025, you can only open up to three Joint Cash Accounts.
If you had multiple Joint Cash Accounts before this date, those accounts will remain open, but you’ll only be able to add checking features on up to three of them.
The Cash Account is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member of FINRA/SIPC. Neither Wealthfront Brokerage nor any of its affiliates are a bank, and the Cash Account itself is not a deposit account.
Wealthfront Brokerage has partnered with Green Dot Bank to offer certain checking features including The Wealthfront Visa® Debit Card, send a check, and mobile check deposits to Wealthfront Cash Accounts. The Wealthfront Visa® Debit Card is issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association. Green Dot Bank also offers Wealthfront Individual Cash Accounts opened prior to July 15, 2025, Green Dot account & routing numbers which support additional checking features including bill pay, direct deposits, and payments through third-party sites. The checking features provided by Green Dot Bank for Wealthfront Cash Accounts are subject to identity verification by Green Dot Bank and the Wealthfront Visa® Debit Card is optional and must be requested. Green Dot Bank operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Wealthfront brokerage and advisory services are not affiliated with Green Dot Bank.
Wealthfront Brokerage has established a relationship with UMB Bank, National Association (“UMB Bank”), Member FDIC, which may allow certain Wealthfront Individual Cash Accounts opened prior to July 15, 2025, all Wealthfront Individual Cash Accounts opened on or after July 15, 2025, and Wealthfront Joint Cash Accounts to opt-in to a limited-purpose account number and UMB Bank routing and transit number which will enable certain withdrawals and deposits into Wealthfront Cash Accounts including bill pay, direct deposits, and payments through third-party sites through the Automated Clearing House network. Wealthfront brokerage and advisory services are not affiliated with UMB Bank.
The information contained in this communication is provided for general informational purposes only, and should not be construed as investment or tax advice. Nothing in this communication should be construed as a solicitation or offer, or recommendation, to buy or sell any security. Any links provided to other server sites are offered as a matter of convenience and are not intended to imply that Wealthfront Advisers or its affiliates endorses, sponsors, promotes and/or is affiliated with the owners of or participants in those sites, or endorses any information contained on those sites, unless expressly stated otherwise.
Wealthfront Brokerage is a wholly-owned subsidiary of Wealthfront Corporation.
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