How do I repay my outstanding balance?

To repay your outstanding balance, navigate to your Portfolio Line of Credit summary in your dashboard and press “Repay now”

You can repay a Portfolio Line of Credit by depositing funds from an external bank account, transferring funds from a Wealthfront Cash Account, or selling securities from the investment account tied to the outstanding Portfolio Line of Credit. 

When you deposit or transfer funds into an investment account tied to an outstanding Portfolio Line of Credit, you have the option to have the deposit go towards paying down your Portfolio Line of Credit or have the funds invested in your portfolio. See screenshot below for an example:


If you have an existing recurring deposit, you may need to cancel and set up a new recurring deposit in order to choose for future deposits to go towards your investments. 

Please note, wire transfers, proceeds from the sale of assets pending migration, and Automated Savings Plan transfers into an investment account tied to an outstanding Portfolio Line of Credit are automatically applied to pay down Portfolio Line of Credit balance before being invested. 


In this example, a client deposits $50,000 into ‘My Investment Account’ while he/she has a balance in his/her Portfolio Line of Credit


Before Payment

After Payment

'My Investment Account' balance



Portfolio Line of Credit balance



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Portfolio Line of Credit is a margin lending product offered only to clients of Wealthfront Advisers LLC by Wealthfront Brokerage LLC. You can learn more about Wealthfront Brokerage Corporation on FINRA's BrokerCheck.

Wealthfront prepared this article for informational purposes and not as an offer, recommendation, or solicitation to buy or sell any security. Wealthfront and its affiliates may rely on information from various sources we believe to be reliable (including clients and other third parties), but cannot guarantee its accuracy or completeness. See our Full Disclosure for more important information.

Wealthfront and its affiliates do not provide tax advice and investors are encouraged to consult with their personal tax advisor. Financial advisory and planning services are only provided to investors who become clients by way of a written agreement. All investing involves risk, including the possible loss of money you invest. Margin lending can add to these risks, and investors should carefully review those risks as part of their overall financial strategy. Diversification strategies do not guarantee a profit or protect against loss in declining markets. Past performance does not guarantee future performance. Learn more about Portfolio Line of Credit in the Margin Handbook.

Financial advisory, planning, and investment management services are offered by Wealthfront Advisers LLC (“Wealthfront”), an SEC registered investment adviser. Brokerage products and services offered by Wealthfront Brokerage LLC, member FINRA / SIPC, and a wholly-owned subsidiary of Wealthfront Corporation.