How Autopilot avoids overdrafts

Autopilot takes care to only withdraw cash in excess of the maximum balance you set for your checking account or Cash Account.

  • Autopilot emails you when it schedules a transfer. You have 24 hours to cancel it.
  • Autopilot cancels the transfer if you’re no longer over your maximum balance by at least $100.
  • You’re in control of your settings and can increase or decrease your maximum balance at any time.

Can an overdraft still happen?

Yes, this can happen if Autopilot transfers funds in the same moment that you pay a bill or transfer funds elsewhere.

To avoid this, we suggest choosing a maximum balance that’s more than the amount you spend or withdraw each month. This helps you avoid an overdraft if Autopilot transfers funds in the exact same moment you pay a bill.

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