Send a check

Note: This support article only applies to Individual and Joint Cash Accounts with checking features.

Requirements

You can deposit and send checks with your Individual and Joint Cash Account with checking features if you've held an average balance of at least $1,000 across all your Wealthfront accounts for the last 30 days.

Schedule a free check payment

Using our website or app, you can schedule a one-time or recurring check payment at no cost to you.

Let us know the check amount, where to send it, and when it should arrive. We’ll create and mail the check via USPS for you, free of charge. 

To send a check:

1. Log in. Select Transfer money, then Send a check.

2. Follow the prompts to specify:

• Account (Individual or Joint Cash Account)
• Amount (up to $25,000)
• Recipient and their address (must be in the U.S.)
• Arrival date (within a year)
• Frequency (once or recurring)
• Memo (an optional note to appear on your check)

3. Confirm and schedule your check.

Cancel a check payment

You can cancel a check payment as long as it hasn’t been mailed. Please follow the same instructions to cancel a transfer.

How much does it cost to send a check?

It’s totally free. You don’t even need to pay for postage.

When will the funds leave my account?

If you schedule a check for immediate delivery, your funds will leave your account soon after you schedule your check.

If you schedule a check for later, your funds won’t leave your account until your check is mailed. We’ll let you know the exact date that your funds will leave your account.

When will my check arrive?

When you schedule your check, you can pick the date your check will arrive. 

Checks are sent via USPS, and typically arrive within 10 business days. While we strive to ensure your checks arrive on time, delivery timeframes may vary and we recommend planning payments accordingly. The farthest out you can schedule a check is one year from the day you schedule it.

Limits on the payment amount

To learn more, check out this support article.

Can I send a check outside of the U.S.?

Unfortunately, no, you can only send checks to U.S. addresses. 

What mail service do you use?

Your check is mailed via USPS 

Do I get a checkbook?

Nope, no checkbook or stamps are required. We take care of sending each check for you.

What happens if the recipient doesn’t cash my check?

Your recipient has 90 days to cash your check. If they don’t cash it, then we’ll email you and return the funds to your Cash Account.

Need help with a check payment?

If you sent a check and need help with it, please email us at support@wealthfront.com.