Send a check

Note: This support article only applies to Individual Cash Accounts with checking features


You can deposit and send checks with your Individual Cash Account with checking features once you’ve met the two security requirements:

  • You’ve held an average balance of at least $2,500 across all your Wealthfront accounts for the last 60 days
  • You’ve direct deposited at least $250

If you don’t meet these requirements, stay tuned — we’re working to make access much easier for you.

Schedule a free check payment

Using our website or app, you can schedule a one-time or recurring check payment at no cost to you.

Let us know the check amount, where to send it, and when it should arrive. We’ll create and mail the check via USPS for you, free of charge. 

To send a check:

1. Log in. Select Transfer funds, then Send a check.

2. Follow the prompts to specify:

  • Amount (up to $25,000)
  • Recipient and their address (must be in the U.S.)
  • Arrival date (within a year)
  • Frequency (once or recurring)
  • Memo (an optional note to appear on your check)

3. Confirm and schedule your check.

Cancel a check payment

You can cancel a check payment as long as it hasn’t been mailed. Please follow the same instructions to cancel a transfer.

How much does it cost to send a check?

It’s totally free. You don’t even need to pay for postage.

When will the funds leave my account?

If you schedule a check for immediate delivery, your funds will leave your account soon after you schedule your check.

If you schedule a check for later, your funds won’t leave your account until your check is mailed. We’ll let you know the exact date that your funds will leave your account.

When will my check arrive?

When you schedule your check, you can pick the date your check will arrive. 

Checks are sent via USPS, and typically arrive within 5-7 business days. While we strive to ensure your checks arrive on time, delivery timeframes may vary and we recommend planning payments accordingly. The farthest out you can schedule a check is one year from the day you schedule it.

Limits on the payment amount

To learn more, check out this support article.

Can I send a check outside of the U.S.?

Unfortunately, no, you can only send checks to U.S. addresses. 

What mail service do you use?

Your check is mailed via USPS 

Do I get a checkbook?

Nope, no checkbook or stamps are required. We take care of sending each check for you.

What happens if the recipient doesn’t cash my check?

Your recipient has 90 days to cash your check. If they don’t cash it, then we’ll email you and return the funds to your Cash Account.

Troubleshoot my check payment

If you sent a check and need help with it, please email us at

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We’ve partnered with Green Dot Bank, Member FDIC, to bring you checking features.

Checking features for the Cash Account are subject to Green Dot Bank’s application and approval. Debit Card is optional and must be requested. Wealthfront Cash Account Visa® Debit Card is issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association. Wealthfront products and services are not provided by Green Dot Bank. Green Dot is a registered trademark of Green Dot Corporation. Green Dot Bank operates under the following registered trade names: GoBank, Green Dot Bank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. ©2020 Green Dot Corporation. All rights reserved.

Early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. Interest does not begin accruing until funds arrive at the program banks, which may take up to one business day.

Other fees apply to the debit account. Fee-free ATM access applies to in-network ATMs only. For out-of-network ATMs and bank tellers a $2.50 fee will apply, plus any additional fee that the owner or bank may charge. Please see the Deposit Account Agreement for details.

Other eligibility requirements for mobile check deposit and to send a check may apply.

Apple Pay, Face ID and Touch ID are trademarks of Apple Inc. Google Pay is a trademark of Google LLC.

The Cash Account Annual Percentage Yield (APY) is as of July 28, 2023. The APY may change at any time, before or after the Cash Account is opened. The APY for the Wealthfront Cash Account represents the weighted average of the APY on the aggregate deposit balances of all clients at the program banks. Deposit balances are not allocated equally among the participating program banks.

Cash Account is offered by Wealthfront Brokerage LLC (“Wealthfront Brokerage”), a member of FINRA/SIPC. Neither Wealthfront Brokerage nor any of its affiliates are a bank, and Cash Account is not a checking or savings account. We convey funds to institutions accepting and maintaining deposits. Investment management and advisory services are provided by Wealthfront Advisers LLC (“Wealthfront Advisers”), an SEC registered investment adviser, and financial planning tools are provided by Wealthfront Software LLC (“Wealthfront”).

The cash balance in the Cash Account is swept to one or more banks (the “program banks”) where it earns a variable rate of interest and is eligible for FDIC insurance. FDIC insurance is not provided until the funds arrive at the program banks. Wealthfront uses more than one program bank to ensure FDIC coverage of up to $5 million for your cash deposits. FDIC insurance coverage is limited to $250,000 per qualified customer account per banking institution. For more information on FDIC insurance coverage, please visit Customers are responsible for monitoring their total assets at each of the program banks to determine the extent of available FDIC insurance coverage in accordance with FDIC rules. The deposits at program banks are not covered by SIPC.

Nothing in this communication should be construed as tax advice, a solicitation or offer, or recommendation, to buy or sell any security. Any links provided to other server sites are offered as a matter of convenience and are not intended to imply that Wealthfront Advisers or its affiliates endorses, sponsors, promotes and/or is affiliated with the owners of or participants in those sites, or endorses any information contained on those sites, unless expressly stated otherwise.

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© 2020 Wealthfront Corporation. All rights reserved.