Categories are a way to organize and sort money for your short-term goals in your Cash account. Plus, these funds are always available to invest when you’re ready. 

How many categories can I have? 

You can create as many categories as you’d like and you can always adjust them whenever you want. 

Is a category its own Wealthfront account?

No, all categories live in your Cash account. They don’t have their own checking features, like routing and account numbers.

Earning interest 

You earn interest on the total balance in your Cash account, including cash in your categories. Interest is paid into your Cash account on the first business day of every month. You’ll see pending interest grow throughout the month until it’s paid.

Transferring funds to categories

Transfers between categories and your Cash account are instant and unlimited, and there are a few ways you can do it:

  1. If you’re on a computer, sign in to and select Transfer money at the top of the home screen, then select Transfer.
  2. If you’re using the app, tap the Transfer money icon at the bottom left of your screen, then select Transfer. 
  3. In the app or on a computer, go to your Cash account page and select Transfer money, then select Transfer.

Creating and deleting categories

To create a category, go to your Cash account page and select Create a category. Once created, you’ll see it on your home dashboard and in a categories section on your Cash account page. 

To delete a category: 

  1. Open the category you want to delete.
  2. On the category page, select Settings in the top-right corner
  3. Select Delete category and follow the prompts. 

Keep in mind that when you delete a category you’ll lose all of your transfer history in that category and any remaining funds will automatically transfer back to your total balance.

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