Does Wealthfront offer any referral benefits?

Both eligible existing clients and prospects have the opportunity to benefit from Wealthfront’s referral programs, which we outline below.

Platform Referral Program

Enables eligible clients and prospects to receive a 0.50% Annual Percentage Yield (APY) Boost for 3-months (on balances up to $250,000), 0.50% investing deposit match for 3-months (on deposits up to $100k), or both benefits if qualifying accounts are opened within 30-days.

What types of accounts are eligible for the Platform Referral program?

Cash Accounts eligible for 0.50% APY Boost	Investing Accounts eligible for 0.50% Match
Individual Cash Account Joint Cash Account (where your referrer is not the joint account holder, and vice versa) Trust Cash Account (where your referrer is not a trustee, and vice versa)	Individual Automated Bond Ladder Individual Automated Bond Portfolio Individual Taxable Automated Investing Account Individual S&P 500 Direct Account Stock Investing Account

What if my friend opens a Cash Account, but I don’t have one yet?

You can also earn a 0.50% APY boost for 3 months when you open a Cash Account within 30 days from when your friend opened theirs.

Is there a balance limit for the 0.50% APY boost?

Yes – your 0.50% APY boost will be applied to the first $250,000 in your Cash Account.

When does the 3-month APY boost start?

The 3-month APY boost starts once your Cash Account is opened and funded. If you already have a Cash Account, the 3-month APY boost starts once your friend signs up for Wealthfront.

What if my friend opens an investing account, but I don’t have one yet?

You can also earn a 0.50% investing deposit match (for 3 months, up to $100,000) when you open any taxable, individual investing account within 30 days from when your friend opened theirs.

What counts as an investing deposit?

A deposit can be from an external account or a transfer from an existing Wealthfront Cash Account.

Is there a limit for matching investing deposits, and what is the maximum amount you can receive?

Yes. The deposit match will be made on net deposits of up to $100,000, during the 3 months window, across all of your taxable, individual investment accounts. Net deposits are counted as total deposits minus total withdrawals into the qualifying accounts.

The maximum amount you can receive is $500 (0.50% of $100,000).

How is the deposit match applied if I have multiple taxable, individual investing accounts?

The deposit match payout will be made to the taxable, individual investing account that had the highest net deposit balance during the 3-month deposit window.

How is the investing deposit match paid out?

The payout will be made in 4 quarterly installments, starting 3 business days after the 3-month window for the Deposit Match has closed. It will be paid into the taxable, individual investing account that had the highest net deposit balance during the 3-month deposit window.

Your qualifying taxable, individual investing account must be in a funded state on the installment date to receive the payout.

How many rewards can I earn?

You can send as many referrals as you’d like, but can only earn one 3-month, 0.50% investing deposit match. Completing additional referrals can extend the active Boost duration for the APY Boost, up to a maximum of 6-months across all promotions at any given time. For a full description of terms, conditions, and limitations, please refer to the full Platform Referrals Promotion terms and conditions.

 

Fee Waiver Program

Can result in a fee-waiver on $5,000 worth of assets held within Automated Investing Accounts at Wealthfront.

• Eligibility requirements for referrers: To receive a fee waiver on up to $5,000 of assets within an Automated Investing Account, you must complete a referral to someone who isn’t already an existing client of Wealthfront’s products and services, and doesn’t name you as a secondary account holder for a Joint Automated Investing Account, or as a trustee on a Trust Automated Investing Account. Their first-ever Wealthfront account must be the Automated Investing Account, and this will need to be funded with a deposit of at least $500.
• Eligibility requirements for new clients: To receive the $5,000 fee-waiver on investments held in an Automated Investing Account with Wealthfront, simply follow your friend's investment referral link to sign up and fund an account with a minimum deposit of at least $500.
• Reward limits and maximums: When the eligible person you invite opens and funds an Automated Investing Account as their first-ever account, you’ll both get $5,000 managed for free. This will remain in effect so long as your friend remains a Wealthfront client. Wealthfront Advisers may, in its sole discretion and without prior notice to you, impose certain limitations or restrictions in connection with this Fee Waiver Program or any other promotion offered by Wealthfront Advisers or its affiliates, such as maximum number or value of waivers you can earn in a designated period of time, as determined by Wealthfront Advisers.

Unless prohibited by the terms and conditions of a specific promotion, clients can generally participate as a referrer in multiple referral programs. However, the maximum value of all rewards that can be received by any one person in connection with Wealthfront Advisers account referrals on a rolling 12-month basis cannot exceed $1,000. Additionally, interest received as part of the Cash Account Referral Program does not impact the maximum receivable benefit in connection to the Wealthfront Advisers account referrals.

 

Terms and conditions for referral programs are subject to change at any time and the full terms and conditions for our programs can be found on this webpage.

 

Disclosures

Wealthfront’s Platform Referrals Promotion (the “Promotion”) offered by Wealthfront Advisers and Wealthfront Brokerage, allows eligible current Wealthfront clients ("Eligible Referrers") to refer prospective first-time Wealthfront clients (persons who are eligible to open a Wealthfront account and have never opened or held one before) (“Eligible New Clients”) to open eligible accounts as part of the Promotion where both the Eligible Referrer and Eligible New Client can each receive a one-time 0.50% APY increase (a “Promotional Boost”) over the then-applicable standard Annual Percentage Yield (“APY”) on up to a maximum aggregate balance of $250,000 in their respective Cash Accounts with Wealthfront Brokerage for three months, and/or a 0.50% match on up to $100,000 of eligible net deposits made into an eligible investment account with Wealthfront Advisers over a three-month period after making or receiving a qualifying account referral, subject to the Terms and Conditions and provided all applicable requirements are satisfied. Eligible Referrers and Eligible New Clients who receive a Promotional Boost through the Promotion will also automatically qualify for three concurrent months of Wealthfront Advisers’ Fee Waiver Program with a waiver of Wealthfront Advisers' standard investment advisory fee on up to $5,000 of their total balance in an eligible account. Terms and conditions apply. Eligible Referrers who participate in this Promotion may have a financial incentive to recommend Wealthfront to Eligible New Clients. Please be aware of any potential conflicts of interest before you participate in the Promotion. Wealthfront reserves the right to modify or terminate the Promotion and/or Fee Waiver Program at any time without notice. For full details please review the Platform Referrals Promotion and Fee Waiver Program Terms and Conditions.

The information contained in this communication is provided for general informational purposes only. Nothing in this communication should be construed as tax advice, a solicitation or offer, or recommendation, to buy or sell any security. 

Investment management and advisory services are provided by Wealthfront Advisers LLC (“Wealthfront Advisers”), an SEC-registered investment adviser, and brokerage related products, including the Cash Account, are provided by Wealthfront Brokerage LLC (“Wealthfront Brokerage”), a Member of  FINRA/SIPC. Financial planning tools are provided by Wealthfront Software LLC (“Wealthfront Software”).

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