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When can I expect a deposit into my Automated Investing Account to be invested?

ACH Deposits into Automated Investing Accounts

ACH deposits are typically received 1-2 business days after you submit the request and are usually available for investment the day they arrive. We can't request the deposit from your bank until the bank account has been verified. This can take additional time if you manually entered your routing and account number.

Example: If you submit your deposit request on a Monday, your funds should arrive by Tuesday or Wednesday and will typically be invested on the day they arrive.

Wire Deposits into Automated Investing Accounts

Wire deposits are typically received on the same day that your bank initiates the wire and are available for investment the following day.

Example: If you were to wire funds to us on Monday, your funds will be available for investment on Tuesday.

Check Deposits into Automated Investing Accounts

Deposits by check (401(k) Rollovers, IRA rollovers, and 529 plan contributions) are held for one (1) business day to allow funds to clear your bank before being released for investment the following day.

Example: If your check is deposited on a Monday, your funds would be available for investment on Tuesday.

Internal Transfers

For information on when internal transfers to Automated Investing Accounts are invested, please read this support article.

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