Updated
Transfer to and from the Cash Account
You can move money to and from your Cash Account as many times as you like for free.
• ACH deposits initiated on our website or app
Schedule a one-time or recurring deposit on our website or app for iOS or Android. Navigate to your Cash Account, select Transfer, then follow the prompts.
• ACH, RTP, or FedNow withdrawal initiated on our website or app
Schedule a one-time or recurring withdrawal on our website or app for iOS or Android. Navigate to your Cash Account, select Transfer, then follow the prompts.
• ACH transfers initiated on an external platform
If you have checking features, you can use your routing and account numbers to set up direct deposit, pay bills, or use payment apps.
• ATMs (withdrawals only)
If you have checking features, you can withdraw cash from 19,000 no-fee ATMs. You can’t deposit hard cash to ATMs.
• Check deposits
Learn how to deposit checks if you have checking features.
• Wire transfers
To wire funds to Wealthfront:
1. Log in to your account on our website
2. Select Transfer money, then select Deposit
3. Select Use a same-day wire.
To wire funds out of a Wealthfront Individual, Joint, or Trust Cash Account see here.
Availability of funds
Daily limits
The Cash Account is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member of FINRA/SIPC. Neither Wealthfront Brokerage nor any of its affiliates are a bank, and the Cash Account itself is not a deposit account.
Wealthfront Brokerage has partnered with Green Dot Bank to offer certain checking features including The Wealthfront Visa® Debit Card, send a check, and mobile check deposits to Wealthfront Cash Accounts. The Wealthfront Visa® Debit Card is issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa USA. Inc. Visa is a registered trademark of Visa International Service Association. Green Dot Bank also offers certain Wealthfront Cash Accounts account & routing numbers which support additional checking features including bill pay, direct deposits, and payments through third-party sites. The checking features provided by Green Dot Bank for Wealthfront Cash Accounts are subject to identity verification by Green Dot Bank and the Wealthfront Visa® Debit Card is optional and must be requested. Green Dot Bank operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Wealthfront brokerage and advisory services are not affiliated with Green Dot Bank.
Wealthfront Brokerage has established a relationship with UMB Bank, National Association (“UMB Bank”), Member FDIC, which may allow certain Wealthfront Cash Accounts to opt-in to a limited-purpose account number and UMB Bank routing and transit number which will enable certain withdrawals and deposits into Wealthfront Cash Accounts including bill pay, direct deposits, and payments through third-party sites through the Automated Clearing House network. Wealthfront brokerage and advisory services are not affiliated with UMB Bank.
The information contained in this communication is provided for general informational purposes only, and should not be construed as investment or tax advice. Nothing in this communication should be construed as a solicitation or offer, or recommendation, to buy or sell any security.
Wealthfront Brokerage is a wholly-owned subsidiary of Wealthfront Corporation.
© 2026 Wealthfront Corporation. All rights reserved.
Please note, Real-Time Payments (RTP) transfers and FedNow instant payment transfers may be limited by destination institutions, daily transaction caps, and by participating entities such as Wells Fargo, the RTP® Network, and FedNow® Service. New Cash Account deposits are subject to a 2-4 business day holding period before becoming available for transfer. Wealthfront doesn’t charge for transfers, but some receiving institutions may impose an RTP or FedNow fee.
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