Updated
Fees for Cash Accounts
No account fees for Cash Accounts
There are no fees for the Cash Account, but there may be a few fees for the Wealthfront debit card.
Fees for debit cards
This is the complete list of fees. You can find no-fee ATMs with our ATM Finder.
| Fee | Amount |
| In-network ATM | Free |
| Out-of-network ATM | $2.50 + ATM owner fee (varies) |
| Bank teller | $2.50 + teller fee (varies) |
| International transaction fee | 2.75% |
| Cash deposits at select retailers | Up to $5.95 |
For descriptions of each of these fees, please see below, or check out the Deposit Account Agreement.
Out-of-network ATM and bank teller fees
If you get cash from an out-of-network ATM or any bank branch, you’ll pay fees. You’ll be charged an ATM owner or a teller fee at the time of the withdrawal. The $2.50 fee will show up as a separate transaction.
To avoid these fees, please use a no-fee ATM.
Do you reimburse out-of-network ATM fees?
Yes, we’ll reimburse 2 out-of-network domestic ATM withdrawals on a debit card each month, up to $7.50 each.
You'll get 2 reimbursements for each debit card you have. For Joint Cash Accounts, you'll get 2 reimbursements for each debit card associated with the account.
Keep in mind that these reimbursements are on a per-card, per-account basis. For instance, this means that replacement debit cards aren’t eligible for an additional 2 reimbursements.
See additional terms and conditions.
How do I find no-fee ATMs?
Please use our ATM Finder on our website or in our app for iOS or Android. All ATMs that show up on this tool are free to use. Learn more about no-fee ATMs.
International transaction fees
If a transaction is in a currency other than U.S. dollars, or the merchant or ATM is located outside the U.S., you’ll pay an international transaction fee of 2.75%. This happens even if the international purchase or ATM withdrawal is in U.S. dollars, or if you make the international purchase remotely from the U.S.
Cash deposits at select retailers
At select retailers, you can use your debit card to deposit cash up to $3,000 per day. Ask your retailer if they accept cash loads — if they do, you’ll pay a fee of up to $5.95.
Wire transfer charge
Wire transfers are free to send!
The receiving institution may charge a fee to receive a wire. Contact your receiving institution to determine if an incoming wire fee will apply.
The Cash Account is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member of FINRA/SIPC. Neither Wealthfront Brokerage nor any of its affiliates are a bank, and the Cash Account itself is not a deposit account.
Wealthfront Brokerage has partnered with Green Dot Bank to offer certain checking features including The Wealthfront Visa® Debit Card, send a check, and mobile check deposits to Wealthfront Cash Accounts. The Wealthfront Visa® Debit Card is issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association. Green Dot Bank also offers Wealthfront Individual Cash Accounts opened prior to July 15, 2025, Green Dot account & routing numbers which support additional checking features including bill pay, direct deposits, and payments through third-party sites. The checking features provided by Green Dot Bank for Wealthfront Cash Accounts are subject to identity verification by Green Dot Bank and the Wealthfront Visa® Debit Card is optional and must be requested. Green Dot Bank operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Wealthfront brokerage and advisory services are not affiliated with Green Dot Bank.
Wealthfront Brokerage has established a relationship with UMB Bank, National Association (“UMB Bank”), Member FDIC, which may allow certain Wealthfront Individual Cash Accounts opened prior to July 15, 2025, all Wealthfront Individual Cash Accounts opened on or after July 15, 2025, and Wealthfront Joint Cash Accounts to opt-in to a limited-purpose account number and UMB Bank routing and transit number which will enable certain withdrawals and deposits into Wealthfront Cash Accounts including bill pay, direct deposits, and payments through third-party sites through the Automated Clearing House network. Wealthfront brokerage and advisory services are not affiliated with UMB Bank.
The information contained in this communication is provided for general informational purposes only, and should not be construed as investment or tax advice. Nothing in this communication should be construed as a solicitation or offer, or recommendation, to buy or sell any security. Any links provided to other server sites are offered as a matter of convenience and are not intended to imply that Wealthfront Advisers or its affiliates endorses, sponsors, promotes and/or is affiliated with the owners of or participants in those sites, or endorses any information contained on those sites, unless expressly stated otherwise.
Wealthfront Brokerage is a wholly-owned subsidiary of Wealthfront Corporation.
Copyright 2025 Wealthfront Corporation. All rights reserved.
Comments are moderated prior to publication