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What if I'm not sure what my income will be this year, or how AMT might affect my tax level?
What happens if my income, filing status, or state of residence is not correct?
Tax Considerations for Trust Accounts
How do you personalize my portfolio based on tax levels?
How do I change my tax level for my Automated Investing Account?
How do you determine my tax level?
Why do I have different tax levels for each of my portfolios?
When would I change my tax level?
When an ETF is delisted
How do I retake the risk questionnaire?
ETFs Available for Investing Accounts at Wealthfront
Customizing your Automated Investing Account portfolio
What happens when you change the allocation or risk score in an Automated Investing Account?
Adding US Direct Indexing or Smart Beta to your Automated Index Investing Account
How do I change my risk level for my Automated Investing Account?
How can I be certain that my brokerage account statements are accurate if you are both the custodian of my account and the adviser of my investments?
Why do you recommend so many Vanguard ETFs?
How did you create the questionnaire to determine my risk score?
When Wealthfront changes the preferred ETFs for an asset class, how will we transition accounts?
How often do you rebalance my Automated Investing Account?
Why do my allocations among asset classes remain the same independent of amount invested?
How do you calculate the return displayed on my dashboard and account pages?
Why do I have a cash balance in my Automated Investing Account?
Why is it important to invest some of my portfolio outside the U.S.? Aren’t those markets riskier?

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We’ve partnered with Green Dot Bank, Member FDIC, to bring you checking features. Checking features for the Cash Account are subject to identity verification by Green Dot Bank. Debit Card is optional and must be requested. Wealthfront Cash Account Visa® Debit Card is issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association. Green Dot Bank operates under the following registered trade names: GO2bank, GoBank, Green Dot Bank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Wealthfront products and services are not provided by Green Dot Bank. Green Dot is a registered trademark of Green Dot Corporation.

© Green Dot Corporation. All rights reserved.

Early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. Interest does not begin accruing until funds arrive at the program banks, which may take up to one business day.

Other fees apply to the debit account. Fee-free ATM access applies to in-network ATMs only. Each calendar month, current eligible clients with ATM Transactions will receive a reimbursement of certain fees associated with their first two domestic out-of-network ATM Transactions. Wealthfront Brokerage will utilize its best efforts to reimburse Green Dot’s $2.50 “out-of-network fee” and up to $5.00 of any operator or owner’s fee for your domestic ATM Transactions, up to a maximum reimbursement of $7.50 per ATM Transaction (the “Reimbursement”). Your maximum total monthly Reimbursement shall be $15.00 ($7.50 + $7.50). If an ATM operator charges fees other than out-of-network fees and/or owner’s fees, Wealthfront Brokerage will not reimburse any portion of those fees. Once the maximum total monthly Reimbursement has been reached, no subsequent out-of-network ATM fees or charges that occur that calendar month will be reimbursed. For full details please review the Out-of-Network ATM Fee Reimbursement Terms and Conditions.

Cash Account is offered by Wealthfront Brokerage LLC (“Wealthfront Brokerage”), a member of FINRA/SIPC. Neither Wealthfront Brokerage nor any of its affiliates are a bank, and Cash Account is not a checking or savings account. We convey funds to institutions accepting and maintaining deposits. Investment management and advisory services are provided by Wealthfront Advisers LLC (“Wealthfront Advisers”), an SEC registered investment adviser, and financial planning tools are provided by Wealthfront Software LLC (“Wealthfront”). The Wealthfront Risk Parity Fund is managed by Wealthfront Strategies LLC (“Wealthfront Strategies”), an SEC registered investment adviser. Wealthfront Strategies receives an annual management fee equal to 0.25% of the Fund's average daily net assets. Northern Lights Distributors, LLC, a Member of FINRA / SIPC, serves as the principal distributor for the Fund, and is not affiliated with Wealthfront Corporation or its affiliates.

The cash balance in the Cash Account is swept to one or more banks (the “program banks”) where it earns a variable rate of interest and is eligible for FDIC insurance. FDIC insurance is not provided until the funds arrive at the program banks. Wealthfront uses more than one program bank to ensure FDIC coverage of up to $8 million for your cash deposits. FDIC insurance coverage is limited to $250,000 per qualified customer account per banking institution. For more information on FDIC insurance coverage, please visit www.FDIC.gov. Customers are responsible for monitoring their total assets at each of the program banks to determine the extent of available FDIC insurance coverage in accordance with FDIC rules. The deposits at program banks are not covered by SIPC.

The effectiveness of the Tax-Loss Harvesting strategy to reduce the tax liability of the client will depend on the client’s entire tax and investment profile, including purchases and dispositions in a client’s (or client’s spouse’s) accounts outside of Wealthfront Advisers and type of investments (e.g., taxable or nontaxable) or holding period (e.g., short- term or long-term).Tax loss harvesting may generate a higher number of trades due to attempts to capture losses. There is a chance that trading attributed to tax loss harvesting may create capital gains and wash sales and could be subject to higher transaction costs and market impacts.

Investors should carefully consider the investment objectives, risks, charges and expenses of the Wealthfront Risk Parity Fund. This and other important information about the Fund is contained in the prospectus, which can be obtained by calling toll free 877-910-4232. The prospectus should be read carefully before investing.

The 529 Plan is administered by the Board of Trustees of the College Savings Plans of Nevada, chaired by the Nevada State Treasurer. Ascensus Broker Dealer Services, Inc. serves as the Program Manager. Wealthfrontfront Advisers LLC, an SEC-registered investment adviser, serves as the investment adviser to the Plan. Wealthfront Brokerage LLC, a Member of FINRA/SIPC, serves as the distributor and the underwriter of the Plan.

Portfolio Line of Credit is a margin lending product offered exclusively to clients of Wealthfront Advisers by Wealthfront Brokerage LLC. You should consider the risks and benefits specific to margin when evaluating your options. Learn more about these risks in the Margin Handbook.

All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. Historical returns, expected returns, and probability projections are provided for informational and illustrative purposes, and may not reflect actual future performance. Please see our Full Disclosure for important details.

By using this website, you understand the information being presented is provided for informational purposes only and agree to our Terms of Use and Privacy Policy. Wealthfront Advisers relies on information from various sources believed to be reliable, including clients and third parties, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security. Additionally, Wealthfront Advisers does not provide tax advice and investors are encouraged to consult with their personal tax advisors.

Wealthfront, Wealthfront Advisers, Wealthfront Strategies, and Wealthfront Brokerage are wholly owned subsidiaries of Wealthfront Corporation.

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